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Steve.
    10/27/09 at 08:53 PM
  Reply with quote#1
Carried our mortgage company chapter 13 bankrupt for 48 months been in it 42.The first mortgage was a Multistate Fixed Rate 15 years and the primary signer with my wife as  co-signer on the mortgage.

The Fixed Rate Mortgage was redone to a Variable Rate Mortgage without the co-signers signature.The primary passed away and the co-signer is still alive paying for a mortgage she carried bankrupt even though she is not a co-signer on the Adjustable Rate Mortgage.

Is the first still a binding agreement and if not would that be mortgage fraud on the mortgage servicer to charge her as responcible?

Just found this after looking through the mortgage papers.

Thank you.

Steve.


Sara
    11/03/09 at 09:57 AM
  Reply with quote#2
You really need to have someone who is experienced look at these papers to see just what your options are.

S
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